3 Ways to Compete for Loans


January 2017

Competing for profitable loans has never been easy. There are many external constraints to lending. Many larger financial institutions (“FI”) run “specials” where 15 year fixed rate loans are offered well below market terms. Insurance companies compete for the best credits with fixed rates that only make sense in the context of their fixed, long-term liabilities. Perhaps the clearest evidence of competition is tightening credit spreads.

Download This Bulletin