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Joana Cardoso

Social Housing

Real Estate | London

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About Joana

Joana Cardoso works with UK social housing associations, providing advice and support on bank and capital markets debt, interest rate management, credit analysis, and stress testing. Joana supported the debut public bond issues for Bromford and Incommunities, as well as the launch of the sector-borrowing vehicle MORhomes. Prior to joining Chatham, Joana worked at S&P specialising in investment management client relationships. Joana is a CFA charterholder and received her degree in management and international business economics from the University of Manchester.

Publications

Case Study

£80M debut private placement for Two Rivers Housing

A case study of how Chatham advised Two Rivers on its refinancing, including a debut £80M private placement.
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Expertise

  • Real Estate
  • UK Social Housing
  • Debt Management
  • Interest Rate Risk Management

Qualifications

  • Chartered Financial Analyst (CFA)

Related Team Members

  • Jackie Bowie

    Managing Director
    Co-Head of Europe

    Real Estate | London

  • Adrian Bell

    Director
    Social Housing

    Real Estate | London

  • Tanner Robb

    Director
    Hedging and Capital Markets

    Real Estate | London

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