LinkedIn Pulse: Bond Portfolio: In Search of Buried Treasure By Bob Newman March 14, 2017 When my kids were young we used to play a game we called “treasure hunt”. It consisted of me going to the end of the family room couch and lifting it off the ground while the kids scooped up toy cars, missing game pieces and other previously hidden gems. Sometimes we would pull off the cushions and find nickels, dimes and quarters that could be reinvested during a visit to the candy store. For financial institutions looking to improve their operating efficiency, a flashlight is typically pointed toward the couch cushion containing non-interest expenses with hopes of finding enough cost-saves to make a meaningful impact on the bottom line. But what if during the quest to uncover coins in the sofa there were dollar bills…

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LinkedIn Pulse: Swaps on a Blind Date? Three Questions for Community Banks By Bob Newman April 7, 2016 As community banks look for ways to differentiate themselves from their larger counterparts, which of the following advantages would be least likely to help win over a local client when competing for business: Community banks focus their attention on the needs of local families, businesses and farmers Community banks channel most of their loans to the neighborhoods where their depositors live Community banks offer nimble decision-making on loans because decisions are made locally Community banks match up their borrowers with an unknown third party from outside the community in unsecured derivative contracts Obviously, you would never see the last point serving as a pillar of a community bank’s mission statement or displayed on the wall as you enter its Main Street headquarters.…

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Laying the Groundwork January 13, 2015, Financial Managers Society: Update By Bob Newman “As a rate hike looms, derivatives may draw renewed interest, Chatham’s Bob Newman discusses that ‘Now that we’re seemingly closer to the Fed getting ready to raise short-term interest rates, having derivatives in the toolkit can help an institution be better prepared to take action.’” Download Complete Article More information at:

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