For new loans under negotiation, Chatham can advise on borrower-friendly defeasance and prepayment language.

At loan origination, defeasance can be avoided completely by electing a yield maintenance prepayment penalty instead of defeasance or by taking out a floating-rate loan instead of a fixed-rate loan.

For floating-rate loans, Chatham offers strategies for interest rate risk management. Learn more about our interest rate hedging services.